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The way to crush the middle class is to grind them between the millstones of taxation and inflation. – Vladimir Lenin

Archive for the ‘Volume 4, Issue 1’ Category

Volume 4, Issue 1 PDF Version

Posted by iusbvision on August 27, 2007

Click the link below for a copy of Volume 4, Issue 1 in PDF format:

iusbv4i1.pdf

Thank you for reading the IUSB Vision.

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Volume 4, Issue 1 Game Page Answers

Posted by iusbvision on August 27, 2007

If you would like to see the solutions to the fun and games section of Volume 4, Issue 1 simply click the image below.

v4i1answers.jpg

Thanks for playing!

Posted in Game Page Answers, Volume 4, Issue 1 | Leave a Comment »

When Universities Violate Your Rights

Posted by iusbvision on August 27, 2007

MYTH: Colleges are filled with learned people who are tolerant and informed on matters of free speech and respect the freedom of speech and conscience of others.

It is a sad reality that at many of today’s universities the free speech rights of students and faculty is violated at a frightful rate. So common is this problem that The Foundation for Individual Rights in Education (thefire.org) was created to work to restore constitutionally guaranteed freedoms. There are more examples of these violations than this article could ever hope to cover, but a few can be covered.

A University of New Hampshire (UNH) student was evicted from the dorms and charged with:

“acts of dishonesty; violation of affirmative action policies; harassment; and conduct which is disorderly, lewd, and was required to meet with a psychological counselor to discuss his ‘decisions, actions, and reflections,’ and required to write a 3000-word reflection paper about the counseling session.”

What was his so called crime? He posted a satirical flyer saying that students could lose the “freshman 15” by taking the stairs. Of course, this speech, satirical or not, is constitutionally protected speech. Of course, there was no lewd conduct, just speech that UNH did not appreciate.

Fortunately, FIRE intervened and after receiving a special legal “love note” from FIRE (http://www.thefire.org/index.php/article/5006.html) UNH was motivated to realize the error in its ways and reverse itself. Bogus charges of lewd conduct or harassment to stifle constitutionally protected speech is nothing new on campus according to Greg Lukianoff, the President of FIRE (thefire.org).

The next case is from San Francisco State University, who put the College Republicans on trial for stepping on a Hezbollah (a violent terrorist group) flag during an anti-terror protest. Anyone who has taken Judge Sharp’s Constitutional Law class or Dr.  Obata’s Communications Law class knows that the Supreme Court has ruled that desecrating a flag, even the American flag, during a protest is constitutionally protected speech (Texas v. Johnson).

FIRE sent a legal love note to San Francisco State University (http://www.thefire.org/index.php/article/7810.html) reminding the university president and the administrators involved that:

“Existing First Amendment law leaves no doubt that the College Republicans’ expressive activity enjoys complete protection under the First Amendment. No reasonable person could claim otherwise. As such, your persistence in pursuing potential disciplinary sanctions against the College Republicans effectively waives immunity from liability under § 1983. To be clear, if you continue to ignore your constitutional obligations, you risk personal liability for depriving your students of their rights.”

San Francisco State University reversed itself after further pressure from FIRE and the ACLU.

IUSB is not immune from First Amendment battles either. Last year the Student Government Association took an active role in preventing a draconian and grossly illegal bulletin board speech policy from being implemented. Stay tuned readers; unfortunately IUSB is not devoid of those who have no regard for freedom of speech and conscience and the SGA is actively involved in the vigorous defense of your constitutionally protected rights.

If students have a problem, or a professor or an administrator decides that they have a problem with them, they need to come see the SGA.

“Freedom to differ is not limited to things that do not matter much. That would be a mere shadow of freedom. The test of its substance is the right to differ as to things that touch the heart of the existing order. If there is any fixed star in our constitutional constellation, it is that no official, high or petty, can prescribe what shall be orthodox in politics, nationalism, religion, or other matters of opinion or force citizens to confess by word or act their faith therein” – West Virginia Board of Education v. Barnette.

Chuck Norton
SGA Chief Justice

Posted in Campus Freedom, Indoctrination & Censorship, Chuck Norton, Volume 4, Issue 1 | Leave a Comment »

I Have Seen the Light

Posted by iusbvision on August 27, 2007

I have the answer. This summer was an educational one for me. I feel so good about it that I decided to share the wealth, literally! I was introduced to a real financial guru through The Dave Ramsey Show. It is a show solely dedicated to giving people financial advice. People from all over the country call in to ask for advice on handling anything from home foreclosures to this country’s biggest problem… credit card debt.

Money issues are a problem in this country that is often ignored, as are the benefits of financial freedom. By the way, when I write financial freedom, I mean NO DEBT. A massive lack of financial management engulfs Americans, which never fails to leave their personal finances and assets in a depreciating spot.

It was in listening to this show that I heard about a new documentary that recently came out called Maxed Out. It is a surreal documentary. It focuses on the dangers and ruthlessness of credit card companies. After watching this, I realized that good financial management is a problem for more than just those who were in their career, have a family and/or a mortgage. It can be and is a problem for college students across the country, and this is demonstrated well. It has been just in the last 20 years that credit card companies started targeting students. 

According to Cardratings.com: “In the late 1980’s student credit card limits were around $300-$500 and parents were required to co-sign.  However when credit card companies began making a lot of money during the 1991 economic recession, they started looking for new markets and found it in the student population.” The documentary spends a lot of time focusing on the tactics that these companies use to get students into the trap, tactics that I have even seen on our campus.  They will give you a pizza, a frisbee, a t-shirt or some other “freebee; all you have to do is just sign up! 

I remember a day last semester when a local business was handing out flyers that said “free sub meal” at the Blimpie on the corner. This sent quite a few  hungry college students to their store, just to find out that they had to sign up for a credit card to redeem the deal. Why do they do this? (I mean there is a lot of money invested into some of these freebees)

The first reason is easy, because you pay interest when you use your credit card. The next bigger reason is more elusive, but they bet on the fact that you will spend more money when you buy something with credit. This is absolutely true! Swiping that credit card is far less emotional than laying down a few Benjamin’s on the table. When you lay down cash, you feel what that item costs you right then and there, but with credit, it becomes tomorrow’s worry, so you spend more with a sense of temporary peace. 

Now some of you may wonder why it’s bad if you can make the payments. The problem is that even before you graduate from college and get a job, you can very easily find your self thousands of dollars in credit card debt, only able to make minimum payments, and paying a 25+% interest rate. 

Even if you manage to pay it off each month, the dirty fact is that you spend more. Also, it reinforces bad habits of not only paying crazy interest rates, but of being comfortable with having your most powerful wealth building tool, your income, crippled by payments. 

Here is a stat to create this picture in your head: According to consolidatedcredit.org “It would take roughly 12 years for a student to pay off a $1,000 credit card debt with an 18% interest rate if they are making only the minimum payments.” That’s crazy, right?! 

Here are some stats to keep in mind that can be found at consolidatedcredit.org:

  • 78% of college students have at least one credit card. Nearly 40% of Freshman student sign-up for credit cards …
  • Of the 78% who have credit cards:
  • Average number of cards = 3
  • Average total credit card debt = $2,748
  • 32% have 4 or more cards
  • 13% have debt between $3,000 – $7,000
  • 35 out of the nations top 50 credit card issuers now compete in the college market.

So if you are tired of making payments, or if you want to know the facts about those plastic cards in your wallet, I highly suggest watching Maxed Out. I know that after you watch it, you will be so shocked that you may decide to invest a bit in learning about how to manage your personal finances. I also suggest reading “The Total Money Makeover” by Dave Ramsey.  

If you are already in a financial mess of a situation there is hope, check out “Financial Peace”, also by Ramsey. If you think that this financial mumbo jumbo is not for you, think again because the average college graduate makes a couple million dollars over their lifetime. With the kind of earning potential that we all hope to have with our college degrees, what would it hurt having some financial knowledge and learning some easy ways to be smart with your money and truly live the American dream.

Marcus Vigil

Posted in Marcus Vigil, Volume 4, Issue 1 | Leave a Comment »

Winning at the Game of Life

Posted by iusbvision on August 27, 2007

Someone long ago coined the philosophical phrase “You have to play the hand you are dealt.” Each card in the hand, of course, represents the circumstances that cross the individual’s path. It implies a man who is dealt a four of a kind will have far less trouble living than the man with a muck hand.  Furthermore, it is easier for the man with four of a kind to tell the other man, “Well my boy, you simply have to play the hand you are dealt” because he is sitting comfortably knowing the odds are on his side. One sees this often when a wealthy man tells a poor man, “You have to work hard and you will achieve what I have achieved.”   Undoubtedly what the wealthy man says has truth to it, but it does not take into consideration the initial hand dealt to him as opposed to the poor man. 

Playing with a hand that is dealt takes the circumstances of life into the stream of a game, “In the game of life… you have to play the hand you are dealt.”  One must not forget in a game there are winners and losers. The losers are the ones with the least powerful hand. If one is dealt a weak hand and another a strong hand, then with the exception of bluffing or acting as if one has a better hand than the other, the man with the stronger will win. But in the game of life what are they winning? If they are winning the pot, then they will have gained more than the one with the weaker hand. Yet time has shown the man who wins the pot often does not ultimately come out the “winner” amidst all circumstances. 

Let us pretend for a moment that the hand that is dealt does not matter in the game of life. In the game of life, there are no winners and losers; there are only countless individuals with unique hands that compromise their existence. Although their hands can be used periodically in the world, the goal is not to win the game, because winning has historically not benefitted the player in the long run. Even the individuals with the best hands do not end up happy. What, then, is one to do?  The purpose of playing a game of cards is to win, but if winning does not equate to happiness, then the cards simply do not matter. If the cards do not matter then circumstances do not matter.  The man with the weaker hand can tell the man with the stronger hand, “You may have better cards, but in the game of life, that will not help you win, because a better hand has rarely given the upper edge to happiness.”

Christianity suggests all circumstances placed in an individual’s life have a purpose behind them. The hand one is dealt has been designed to exemplify and develop the player.  If this is the case, one should not  simply “live with the hand [they] are dealt”. They should use their hand to exemplify and develop themselves into the player they were meant to be. 

When one is graced with accepting their trials and tribulations as an opportunity to develop them into a better person or a better Christian, their hand becomes something far more meaningful and beneficial. It is no longer just a means to win the game. In my life, it has been pleasant to witness the man with the weaker hand find happiness and joy without the need of a royal flush.  

Craig Chamberlin

Posted in Craig Chamberlin, Volume 4, Issue 1 | Leave a Comment »

From the President’s Pen

Posted by iusbvision on August 27, 2007

IUSB Family,

I would like to take this time to introduce myself to the IUSB Family. My name is Ivan D. Blount and I’m a non-traditional student. My degree of study is Organizational Leadership & Supervision.  South Bend is my home and I am a graduate of George Washington High School.  During this election I asked myself what this campus needed most from a student leader. I also pondered if elected, can I provide the leadership needed for the student body. In my assessment, I have concluded that my tenure  in the Student Government Association as a justice and senator were fertile training experiences; as a result my leadership abilities have grown as well as my desire to continue to contribute by forming deliberate relationships to benefit the IUSB student body.

As your president, deliberate relationships have been forged with a variety of Student Services departments.  For example, I have met with the Director of Career Services, Jeff Jackson, to inquire how his office will benefit our students. I concluded as students enter college with one goal in mind, which is to obtain their degrees, the Career Services office can be a vehicle that helps lead students to secure a degree by assisting them in a number of ways; such as, help with choosing a major, obtaining an internship, resume writing and assistance with finding employment, just to name a few. I strongly suggest that you visit the Career Services Office and inquire about how the office may serve you during your personal journey towards a successful tenure at IU South Bend. Additional Student Services departments I recommend you visit are the following: Education Resource Commons “ERC” Tutoring/Writing Center “TC”, Making the Academic Connection “MAC”, and Disabled Student Services “DSS” as well as the One Stop Information Center “Gateway to Excellence”.

Furthermore, a relationship has been established with the Director of Off-Campus Programs, as well as the Elkhart Center’s staff and faculty under the direction of Ms. Jackie Neuman. I’m extremely proud of this bond made with the Elkhart Center. I believe that it is imperative that we reach out to our IU South Bend students who attend our surrounding sites and help them understand that the SGA of IUSB also serves them.

Moreover, this administration will make deliberate strides to connect with community partners on a number of projects. For example, it is my goal to make frequent visits to local high schools in an attempt to create a “pipeline” for students to transition from high school to IU South Bend. Equally important, the establishment of these needed links in the community will become a viable tool to help students better understand the purpose and goals of the SGA.

Lastly, administrators are key components in the higher education system. I believe it is prudent that I establish a working and respectful relationship with them; I am convinced that a working relationship will help me in my advocacy for IUSB student body.

Have a Great year and live out your dreams through your educational endeavors. If you have any concerns or issues, please contact me via email at:
iusbsga@iusb.edu or 520-5064. GO TITANS!!!

Ivan Blount
SGA President

Posted in Student Government, Volume 4, Issue 1 | Leave a Comment »

Club Showcase: The IUSB Vision

Posted by iusbvision on August 27, 2007

Do you enjoy writing just because you like to write? Want to make your voice heard in print on campus? Perhaps you can’t write for any of the other publications on campus or just don’t have the time to dedicate to any of them. Then IUSB Vision might be the club for you.

The Vision is a newsletter club. As a club, we are only sponsored by the funds that we raise or ask from the Student Government Association (SGA). We are not just allocated funds because we are a news source like the IUSB Preface.

“The IUSB Vision seeks to assist students in their quest to fit in on campus and join the campus culture. Though ideal for freshman, it also serves well for the most seasoned senior who is interested in gleaning a fresh perspective on campus club life, locating a new club that would peak his/her interest, finding new friends after changing a major, or simply getting caught up on some key events of campus life.” This information is taken directly from our website, iusb.edu/~sbvision.

Spring of 2007 came the acclamation for all of the work done by all of the writers and staff for the Vision in the form of the Club of the Year award given by the SGA. “The awards for the clubs on campus are given to clubs who have shown that they can make improvements in student life. These are the clubs that exist to do good for campus and are willing to do the work for this improvement,” Teresa Granados, current Senator, has said of the clubs and the process for selection and committee chair for club awards, school year 2006-2007.

Whatever the reason for this award, we plan on still being that outlet for the student body on campus. We will still stand behind everything that we write. We are not afraid to defend what we say either here or on our website.

We want to hear the voice of the students and we want to voice their opinions.
Our online blog on our site allows you to interact with us about any of our stories.
Please contact us if there is something that needs to be said. Better yet, please join our writing staff! Contact our Editor in Chief, Jarrod Brigham or Assistant Editor Craig Chamberlin.

Misty Perrin

Posted in Misty Perrin, Volume 4, Issue 1 | Leave a Comment »

How to: Change a Flat Tire

Posted by iusbvision on August 27, 2007

Don’t you just hate when you’re stuck out in the middle of nowhere with a flat tire? I know from personal experience that not knowing what to do can be very frustrating.  I’ve even been caught with no tools at all so even if I knew how to change my tire there was nothing to use. 

You always need to be prepared for the worst to happen just in case. The things you will need to change a tire: a car jack, a spare tire (should already be in your trunk), lug nut wrench, blanket or towel (for something to kneel on so you don’t hurt yourself). 

Be sure to have all these items in your car at all times.  If you take them out to use be sure to put them back. 

Now here is how you change a tire. 

  1. As soon as you realize that you have a flat tire, pull over to the side of the road. 
  2. Turn off car.  Pull the emergency brake and put on your hazardous lights. 
  3. Take your spare tire, car jack, and lug nut wrench out of your car. 
  4. Check your owners manual for specific instructions on using the factory provided jack.  Put the jack in front of the back tires or behind the front tires, making sure you are under the frame.  The frame will look like a metal bar spanning the width of the car.  If you jack up under the oil pan or the gas tank, you will create a much bigger problem for yourself. Slowly crank the car up until the tire is barely off the ground. 
  5. Remove the hubcap with the flat end of the wrench by popping it off. 
  6. Remove the bolts underneath the hubcap with the box end of the wrench. Don’t let the wrench slip, you can ruin the lug nuts by rounding them off.  
  7. Slide the tire off and replace with spare tire. 
  8. Bolt back in place with the lug nuts you removed earlier. Make sure the lug nuts are tight.
  9. Slowly release the car jack putting the car back on the ground. 
  10. Put the tools back in the trunk and the flat tire.  Make sure you get a new tire as soon as possible.

Sarah Chamberlin

Posted in Sarah Chamberlin, Volume 4, Issue 1 | 2 Comments »

Welcome to the Ladies’ Page

Posted by iusbvision on August 27, 2007

Greetings “to the ladies, from the ladies”. I would like to welcome you to another year of the IUSB Vision.    

I would like to introduce the new ladies that were added to the staff this year.  

You will hear from one writer every issue. She is our “How-to” lady. Sarah Chamberlin is a newlywed and is working towards a career in the medical field. Her goal is to assist ladies in doing practical things. She would love to here from you about what you would like to know at sbvision@iusb.edu.  

We have four other writers that you will hear from periodically. Naoko Fujimoto is from Japan. This is her second semester with the Vision and also works as the Campus Life editor. 

Misty Perrin is a sophomore and is a former senator.  Heather Vigil is a senior and is studying psychology. She just recently celebrated her first anniversary with her husband, Marcus. Then there is me.  I’m an alumnus from IUSB with a degree in General Studies. I have been married for two years. I am your editor and you are welcome to contact me with your questions and thoughts at sbvision@iusb.edu.  

Besides the “How-to” column there are two other things you will see in every issue. You will see a recipe that will be easy to make and some what healthy. 

If you have creative recipies that you would like to share with other women on campus, please send them to us.  

You will also see some manner of health advice from Amy Henkelman who is the Assistant Director of Recreational Programs. She also serves as head of Club Sports and the Fitness classes.  

The ladies page is not trying to offend.  Most articles will be opinion pieces and naturally there will be some who disagree. I would like to encourage you to write on our weblog and tell us about your disagreement.  We hope that you will enjoy this years ladies page.  

Sandy Brigham

Posted in Sandy Brigham, Volume 4, Issue 1 | 2 Comments »

Getting Along with ALIENS

Posted by iusbvision on August 27, 2007

When the new semester starts and you may be excited to meet new friends—maybe you will meet future girlfriends or future husbands this semester. Relationship opportunities are everywhere, so you start looking around on campus. Girls are pretty in their boots, boys are nice in their shirts with ketchup stains, and foreign students are wandering on the campus.   

Suddenly you realize that there are so many international students—African, Asian, European, and South American—especially after a certain amount of time when the library and Student Activity Center become virtual immigration offices—maybe you even feel that you are an isolated minority in those places.  

For summer semesters, international students (more than 80 students from over 25 countries) study at Indiana University South Bend. However, you may want to know why they study in South Bend—a small, quiet city in the middle of America—Why not somewhere else, perhaps Notre Dame or other universities in the Californian weather?    

There are a couple reasons why many international students come to study at this IU branch and stay in South Bend. One of the more popular reasons is deals with their financial issues. Most students have a limited budget because of expensive non-residence tuition and other living costs.  

For international students, it is reasonable to stay in South Bend. For example, student housing like a dorm at IUSB costs about four hundred dollars per month including all utilities. It may be a little expensive compared to local apartments in South Bend; however, some dorms in other state universities may cost more than six hundred dollars per month. Moreover, as do domestic students, they have other living expenses, so it is obviously quite reasonable to stay in South Bend.   

Many international students are drawn to the renowned programs at IUSB such as the Toradze Piano Studio and the other excellent music programs. Future world famous musicians study at IUSB and they usually perform in New York City, Rome, and the other beautiful cities around the world. However, there are always free concerts for students, performed by our most talented musicians almost every weekend on the IUSB campus. Those schedules are available at the Box Office in Northside.

Moreover, extremely talented students participate in MBA programs, and become computer and science majors. They study and receive great transfer opportunities to Bloomington and other universities. Unfortunately, MBA programs at IUSB do not have concentrated programs like Bloomington does; however, it is still a great start for international students. After graduation and studying at IUSB, international students open their business as entrepreneurs and they are very successful, such as the owner from Thailand at Club Noma in downtown South Bend.     

In addition to the above, there is a language school, the South Bend English Institute, which is attached to this campus. After graduation from the institute, most students choose to continue studying at IUSB because they do not have to take complicated entrance exams like English tests for foreign students. Of course there are many other unique reasons for each international student.

For both American and international students, it is a great opportunity to share campus experiences.  They may have communication difficulties when they meet for the first time, but the reward for being patient can be lasting. Ployngarm Rasmeefueng, who is an MBA graduate from Thailand said, “If each person has patience and wants to communicate, there is always a way to get along with people from all over the world.”  

All people may feel like aliens because of different family backgrounds, environments, and cultures.  Once past those hesitations, they become more international and communicate person to person, and their lives may become livelier. Have a great semester exchanging cultural experiences at IUSB!

Naoko Fujimoto

Posted in Naoko Fujimoto, Volume 4, Issue 1 | Leave a Comment »